Page 348 - 2021 IDMT Digital
P. 348
BITES
Introduction:
• &DW DQG KXPDQ ELWHV KDYH KLJKHU UDWHV RI LQIHFWLRQV WKDQ GRJ ELWHV
o +DQG ELWHV DUH SDUWLFXODUO\ FRQFHUQLQJ IRU SRVVLELOLW\ RI FORVHG VSDFH LQIHFWLRQ
• 7KH DQLPDO LQIOLFWLQJ WKH ELWH WKH ORFDWLRQ RI WKH ELWH DQG WKH W\SH RI LQMXU\ DUH LPSRUWDQW
determinants RI ZKHWKHU WKH ZRXQG ZLOO EHFRPH LQIHFWHG
o %LWHV LQIOLFWHG E\ FKLOGUHQ UDUHO\ EHFRPH LQIHFWHG EHFDXVH WKH\ DUH XVXDOO\
VXSHUILFLDO ELWHV E\ DGXOWV EHFRPH LQIHFWHG in RI FDVHV
o &DW ELWHV DUH ZRUVW DW XS WR LQIHFWLRQ UDWH ZLWK GRJV DW RQO\
o ([WUHPLW\ ELWHV KDYH D KLJKHU LQIHFWLRQ UDWH WKDQ KHDG IDFH RU QHFN
Subjective:
• 6LJQV DQG 6\PSWRPV
o 3DLQ
o %OHHGLQJ
o 3RVVLEOH QXPEQHVV
• )RFXVHG +LVWRU\
o ,W LV LPSRUWDQW WR HOLFLW D KLVWRU\ RI KRZ WKH ELWH RFFXUUHG LQFOXGLQJ LI WKH DQLPDO
ELWH ZDV SURYRNHG
o $Q XQSURYRNHG DQLPDO ELWH LV FRQFHUQLQJ IRU UDELHV
Objective:
• 3K\VLFDO ([DP
o &KHFN IRU SXOVHV IXQFWLRQ RI WKH ELWWHQ SDUW H[DPLQH IRU WHHWK WKDW PD\ EH
UHWDLQHG LQ WKH ZRXQG
o 3XQFWXUH ZRXQGV KDYH D KLJKHU ULVN RI LQIHFWLRQ WKDQ ODFHUDWLRQV
o &DUHIXO H[DP WR DVVHVV IRU WHQGRQ ODFHUDWLRQ RU MRLQW VSDFH SHQHWUDWLRQ
• 7RROV
o $VVHVV WKH QHHG IRU +,9 WHVWLQJ UDELHV SURSK\OD[LV
o 7HWDQXV YDFFLQDWLRQ
o 5DGLRJUDSKV WR ORRN IRU IUDFWXUHV DQG SUHVHQFH RI IRUHLJQ ERGLHV WHHWK
Assessment:
• 'LIIHUHQWLDO
o 3URYRNHG DQLPDO ELWH
o 8QSURYRNHG DQLPDO ELWH
o ,QMXU\ GXULQJ DOWHUFDWLRQ
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